The following financial products can be obtained at BesTcredit: online payday loan up to PLN 1,500 for 40 days, payday payday loan up to 3,000 PLN for 30 days, BesTcredit Online – installment loan from 400 to 5,000 PLN for 3 to 6 months, installment loan Takedloan up to 5,000 PLN for up to 2 years and the Hanke mer Loan – installment liabilities in the amount of PLN 15,000 PLN for the repayment period specified by the customer. This product is available only in the BesTcredit branch.
Its origins date back to 1999. The brand’s network consists of over 100 stationary branches in several dozen Polish cities. The company offers payday loans, installment loans, and even insurance products and cash loans up to PLN 200,000. zł. BesTcredit even has a special loan offer dedicated to seniors (an undertaking that can be made by phone). In addition to providing quick loans, BesTcredit also offers OK Help OK (this is a proposal for people who have suffered unfortunate accidents) and PrenOK (this is quick legal assistance for the company’s clients).
BesTcredit deals with loan applications almost immediately – those submitted online and in the company’s branches. Money can reach the customer’s account even 15 minutes after positive verification. If you have questions, you can also use the BesTcredit helpline, open on business days from 8-20.
How to take a loan at BesTcredit?
You can take a loan in BesTcredit in three ways: by completing the online form, by completing the telephone form with the help of a consultant and by completing the form in person at the BesTcredit branch. To complete the form, you will need your ID card and mobile phone number as well as your email address. When completing the online form, please provide basic personal information, such as your name, mailing address and bank account number. After entering all the data we will receive an SMS code, which should be entered in the appropriate field on the page. After positive verification, the money is sent to the customer’s account within a few minutes. The loan is sent by express transfer.
Installment loan in BesTcredit step by step
Taking a loan at BesTcredit is extremely easy. Applying for a loan takes only a few minutes. You don’t even have to leave the house – everything is done online. It should be remembered, however, that BesTcredit as an extremely flexible lender has different loan amounts – others will be available at the branch and others online. From the rules in the branch, the customer can count on a higher loan amount. Due to the fact that the client has constant consultant support at the branch, he presents how to take a loan online at BesTcredit step by step.
- First, select the loan amount and preferred repayment time.
- Then complete the registration form; provide the required personal data, such as name, PESEL, telephone number and e-mail address.
- Then you need to verify using the Kontomatik service. The verification lasts 30 seconds, in exceptional cases max. 10 minutes.
- After a positive credit decision, money on the client’s account may appear instantly. The lender sends the money immediately after positive verification using the option of fast transfers.
Conditions for taking an installment loan in BesTcredit
BesTcredit’s watchword is “Money without restrictions!”. Indeed, when we look at the requirements for lenders, we notice that virtually anyone can get a loan from this company. You do not need to provide certificates from your employer or have an employment contract – a solid income is enough to ensure sufficient creditworthiness.
To take a loan at BesTcredit, you only need to be 24 years old and have a permanent residence in Poland, a stable source of income and a positive assessment of your creditworthiness.
Loan costs in BesTcredit
The first payday loan at BesTcredit is completely free. Further liabilities as well as installment loans and cash loans are already payable. Their price depends on the amount of the liability, repayment time and financial risk taken by the company – i.e. assessment of the customer’s creditworthiness.
The maximum actual annual interest rate (APRC) is 551.39 percent. The value of the maximum APRC refers to an example loan of PLN 4,900 granted for a period of three months. The monthly installment for such a loan is PLN 2,200.07, the total repayment amount is PLN 6,574.76.
Loan refinancing offer in BesTcredit
The lender does not have a special refinancing offer for people who have a problem with repayment. Nevertheless, he encourages contact in case of financial problems in order to find a way out, because he realizes that it is not always easy to close the household budget.
BesTcredit – summary